Terms of Use



Pacific Gateway Insurance Agency is an indirect wholly-owned subsidiary of Berkshire Hathaway Inc.


Important Information Concerning the Use of this Website


The information contained in this website publication is primarily reference information designed for licensed property casualty insurance agents within our states of operation.


Current or in force policy change requests cannot be accepted via this website. Retail agents may directly contact a Pacific Gateway Insurance Agency agency underwriter via email regarding specific coverage requests but cannot bind or change coverage without expressed Pacific Gateway Insurance Agency agency underwriter authorization for any policy or account. A listing of each underwriter's email address can be found on the staff section of this website. Any applications or submissions for quotes on this website are informational only and not legally binding. Claims must be reported directly to the claims department of the company that wrote the policy.


Product descriptions are included herein for the sole purpose of providing a quick reference tool concerning the general nature and types of products available through the Pacific Gateway Insurance Agency Products or policies referenced in these descriptions may not be available in all states. The descriptions contained herein are not intended to be complete descriptions of all terms, exclusions and conditions in the subject policies, but are solely provided as general descriptions of the products. Descriptions contained herein are general and informational only. Anyone interested in a particular product should request a copy of the policy to determine the scope and limitations of coverage.


This publication is provided “as is” without warranty of any kind, either expressed or implied as to its accuracy. Pacific Gateway Insurance Agency assumes no responsibility for errors or omissions in this publication or other documents which are referenced by or linked to this publication. In no event shall Pacific Gateway Insurance Agency be liable for any special, incidental, indirect or consequential damages of any kind, or any damages whatsoever, including, without limitation, those resulting from loss of use, data or profits whether or not advised of the possibility of damage, and on any theory, arising to or in connection with the use or performance of this information. This publication may not be used to interpret any provision of an insurance policy.


This publication could include technical or other inaccuracies or typographical errors. Changes are periodically added to the information herein; these changes will be incorporated in the new editions of the publication. Pacific Gateway Insurance Agency may make changes in the product(s) and/or the program(s) described in this publication at any time without notice.